The True Power of Homeownership in America

Property is power!

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The True Power of Homeownership in America

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Property is Power

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In America, homeownership has never just been about having a place to live it’s about having a piece of the promise. A stake in the ground. A claim to your own future.

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For generations, owning property has been the clearest path to wealth,stability, and freedom. But let’s be real: not everyone was given equal access to that path. Especially in Black and Brown communities, the doors to ownership were locked tight by redlining, discrimination, and systemic injustice.

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But here’s the truth they don’t tell you: when we own, we shift everything.

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Wealth That Lasts

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Rent keeps money moving out. Ownership keeps money moving in.Every mortgage payment builds equity. Every year your property grows in value,your net worth rises.

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Homeownership is how working families become wealthy families. It’s how everyday people build a nest egg, a safety net, or a launchpad for the next generation.

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It’s not about being rich, it’s about being rooted. And when you’re rooted, you can rise.

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Stability That Strengthens

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Owning your home means you can’t be pushed out by rising rent or new development. It means your kids don’t have to switch schools every year. It means you get to build community, plant trees, paint the walls how you want,and create memories that last.

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In a world full of uncertainty, homeownership is an anchor. It gives people the power to breathe easier, dream bigger, and plan further ahead.

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Independence That Empowers

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Ownership puts the power back in your hands. You're not at the mercy of landlords or market shifts. You decide how your home is used, how it’ simproved, and how it’s passed down. And for marginalized communities, this independence is revolutionary. It breaks cycles of poverty. It flips generational narratives. It says, “We’re not just surviving we’re building.We’re investing. We’re here to stay.”

The Movement Forward

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This is bigger than real estate. This is about freedom. Control. Dignity. Legacy. Every home bought in our community is a quiet act of revolution. It’s afamily gaining leverage. It’s a child growing up with stability. Its wealthbeing planted like a seed for generations to come.

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Bottom Line: Property is Power!

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Homeownership isn’t just a goal it’s a game changer. It’s time to reclaim what we were once denied. It’s time to educate, empower, and equip our people to own, build, and rise.

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Because when we own, we win.

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Because Property is Power!

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Dr. Anthony O. Kellum – CEO of Kellum Mortgage,LLC  Homeownership Advocate, Speaker, Author   NMLS# 1267030 NMLS #1567030  O: 313-263-6388 W: www.KelluMortgage.com.‍

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Property is Power! is a movement to promote home and community ownership. Studies indicatehomeownership leads to higher graduation rates, family wealth, and communityinvolvement

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